What is the Substantial Gainful Activity (SGA) limit?

To qualify for SSDI, you must be unable to engage in Substantial Gainful Activity. For 2025/2026, earning more than $1,550 per month ($2,590 for statutorily blind individuals) generally disqualifies you.

Can dependent children receive auxiliary SSDI benefits?

Yes. Qualifying minor children and spouses caring for a child under 16 may receive up to 50% of your SSDI benefit, subject to the Family Maximum Benefit cap (typically 150% of PIA).

أمريكامحدث لعام 2026المالية والاستثمار

US Social Security Disability Insurance (SSDI) Benefit Calculator 2026

Estimate your monthly Social Security Disability Insurance (SSDI) payment, Primary Insurance Amount (PIA) bend points (90%, 32%, 15%), Substantial Gainful Activity (SGA) earnings caps, and family auxiliary benefits.

صناديق التقاعد التقاعد والمعاشات الرواتب والأجور الشهرية

النتيجة النهائية

Worker Monthly SSDI Benefit (PIA)

2,344.92$/شهر

بيانات ومدخلات الحساب

Average Indexed Monthly Earnings (AIME) over Covered Career

$/شهر

خيارات سريعة:

Number of Eligible Dependents (Minor Children / Caretaker Spouse)

Dependents

خيارات سريعة:

Worker Monthly SSDI Benefit (PIA)

2,344.92$/شهر

Total Family Monthly SSDI Benefit

3,517.38 ‎$/شهر‎

Annual Household SSDI Payments

42,208.56 ‎$‎

Auxiliary Dependent Benefits

1,172.46 ‎$/شهر‎

Maximum Family Benefit (MFB) Cap

3,517.38 ‎$/شهر‎

SSDI benefits are calculated from your Average Indexed Monthly Earnings (AIME) over your working career. The 2025/2026 maximum monthly SSDI benefit is $3,822 (Substantial Gainful Activity cap is $1,550/mo non-blind).

هذه الحاسبة هي أداة رياضية ونموذج تقديري لأغراض التخطيط والتوعية والاسترشاد. النتائج الظاهرة تعتمد على مدخلاتك والمعادلات العامة ولا تُعد استشارة مالية أو استثمارية أو ضريبية ملزمة. يُرجى دائماً مراجعة المختصين قبل اتخاذ أي قرارات مالية.

المرجع النظامي / القانوني: Social Security Act (42 U.S.C. § 423 - Social Security Disability Insurance SSDI Primary Insurance Amount Formula)تاريخ التحقق والتحديث: 2026-09-04

آلية ومعادلة الحساب القانونية

PIA = 90% of first $1,174 of AIME + 32% of AIME between $1,174 and $7,078 + 15% of AIME above $7,078. Maximum Family Benefit = 150% to 180% of PIA.

الأسئلة الشائعة

The SSA computes your Average Indexed Monthly Earnings (AIME) and applies a three-tier progressive formula using statutory 'bend points' (90% of first $1,174, 32% up to $7,078, and 15% of excess).

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أمريكا

US Social Security Disability Insurance (SSDI) Benefit Calculator 2026

بيانات ومدخلات الحساب

آلية ومعادلة الحساب القانونية

الأسئلة الشائعة

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