What expenses can an Australian property investor deduct?

Mortgage interest, council rates, water charges, strata fees, landlord insurance, property management fees, repairs, and building depreciation (Div 40/43).

What is non-cash depreciation on an investment property?

Depreciation on the building structure (2.5%/yr over 40 yrs) and plant/equipment items can be deducted without any out-of-pocket cash expense.

AustralienNegative Gearing & Tax Offset (ATO Property)Finanzen

Australia Investment Property Negative Gearing & Tax Refund Calculator

Calculate your net rental cash flow and Australian tax savings from negative gearing (offsetting rental property net tax losses including mortgage interest, property management, council rates, and non-cash building depreciation against your salary income).

Immobilien und Eigentum Investitionen & Anlagen Steuern & Abgaben

Eingabedaten

Echtzeit-Berechnung

Annual Gross Rental Income ($600/wk = $31,200) (AUD $)

AUD $

Schnellauswahl:

Annual Investment Mortgage Interest (AUD $)

AUD $

Schnellauswahl:

Operating Costs (Rates, Insurance, Repairs) + Depreciation (AUD $)

AUD $

Schnellauswahl:

Your Marginal Income Tax Rate + Medicare Levy (%)39 %

16 %47 %

Berechnetes ErgebnisNegative Gearing & Tax Offset (ATO Property)

Annual ATO Tax Refund Generated via Negative Gearing

5,187AUD $

Net Out-of-Pocket Cost to Hold Property ($/week after Tax Refund)

156.02 AUD $

Net Taxable Rental Loss Deducted from Salary

-13,300 AUD $

Detaillierte Berechnungsübersicht

Rental Income

31,200 AUD $

Total Expenses

44,500 AUD $

Tax Refund Generated

5,187 AUD $

Weekly Net Cost

156.02 AUD $

Berechnungsmethodik

Net Rental Income/Loss = Gross Rent - (Mortgage Interest + Property Operating Costs + Depreciation). Tax Benefit Saved = abs(Rental Loss) * Marginal Tax Rate%. Net Out-of-Pocket Cash Cost = Rental Cash Loss - Tax Refund.

Wichtiger rechtlicher Hinweis

Under Australian tax law, individual property investors can deduct 100% of net residential rental losses directly against regular employment or business income.

Dieser Rechner dient ausschließlich Informations- und Bildungszwecken. Die Ergebnisse stellen keine verbindliche Finanz-, Steuer- oder Rechtsberatung dar.

Häufig gestellte Fragen

If rental property deductible expenses exceed rental income, the net loss is deducted directly from your salary, generating a substantial tax refund from the ATO.

Ähnliche Rechner

Empfohlene Rechner passend zu Ihrer aktuellen Berechnung

Alle Rechner anzeigen

Australien

Australia Investment Property Negative Gearing & Tax Refund Calculator

Eingabedaten

Detaillierte Berechnungsübersicht

Berechnungsmethodik

Wichtiger rechtlicher Hinweis

Häufig gestellte Fragen

Ähnliche Rechner

Australia Property Stamp Duty (Transfer Duty) Calculator (NSW, VIC, QLD, WA)

Australia Capital Gains Tax (CGT) & 50% General Discount Calculator

Australia Individual Income Tax & ATO Stage 3 Tax Cuts Calculator

Australia Novated Car Lease & Electric Vehicle FBT Exemption Calculator

Australia Medicare Levy (2%) & Medicare Levy Surcharge (MLS) Calculator

Canada Capital Gains Tax & Two-Tier Inclusion Rate Calculator (50% vs. 66.7%)

Australia GST (10%) & Business Activity Statement (BAS) Net Tax Calculator

Australia Company Tax & Base Rate Entity (25% vs. 30%) Calculator