Are ISA withdrawals subject to UK income tax or capital gains tax?

No. 100% of interest, investment dividends, capital growth, and withdrawals from an ISA are completely tax-free.

What is the ISA annual contribution deadline?

You must deposit your money before midnight on the last day of the UK tax year (April 5th). Unused ISA allowance does not carry over to the next year.

GroßbritannienIndividual Savings Account (ISA £20,000 Allowance)Finanzen

UK Stocks & Shares ISA £20,000 Allowance & Tax-Free Growth Calculator

Calculate your future tax-free investment wealth from maximizing the annual £20,000 UK ISA allowance, enjoying 100% exemption from UK Capital Gains Tax and Dividend Tax on all investment growth and withdrawals.

Sparen & Einlagen Investitionen & Anlagen Steuern & Abgaben

Eingabedaten

Echtzeit-Berechnung

Annual ISA Deposit Amount (£ - Max £20,000)

Schnellauswahl:

Expected Annual Portfolio Growth (%)7 %

2 %12 %

Investment Time Horizon (Years)20 yrs

1 yrs40 yrs

Berechnetes ErgebnisIndividual Savings Account (ISA £20,000 Allowance)

Total 100% Tax-Free Ending ISA Wealth

£491,946

Total Tax-Free Compound Growth & Investment Gains

£251,946

Estimated Capital Gains Tax (20%) Shielded / Saved

£50,389

Detaillierte Berechnungsübersicht

Total Cash Contributed

£240,000

Tax-Free Capital Gains

£251,946

Final ISA Balance

£491,946

Berechnungsmethodik

Future ISA Balance = Annual Contribution * [((1 + r)^t - 1) / r]. Tax Saved = Capital Gains & Dividend tax that would have been owed in a taxable General Investment Account (GIA).

Wichtiger rechtlicher Hinweis

The annual ISA subscription allowance is £20,000 across Cash ISAs, Stocks & Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs.

Dieser Rechner dient ausschließlich Informations- und Bildungszwecken. Die Ergebnisse stellen keine verbindliche Finanz-, Steuer- oder Rechtsberatung dar.

Häufig gestellte Fragen

Yes, you can split your annual £20,000 allowance across Cash ISAs, Stocks & Shares ISAs, and Lifetime ISAs.

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Großbritannien

UK Stocks & Shares ISA £20,000 Allowance & Tax-Free Growth Calculator

Eingabedaten

Detaillierte Berechnungsübersicht

Berechnungsmethodik

Wichtiger rechtlicher Hinweis

Häufig gestellte Fragen

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