How are short-term capital gains taxed?

Assets held for 1 year or less are treated as short-term capital gains and taxed at your regular federal ordinary income tax bracket (up to 37%).

How much net capital loss can you deduct against ordinary income each year?

If capital losses exceed capital gains, you can deduct up to $3,000 ($1,500 if married filing separately) against ordinary income per year, carrying forward the rest.

USAUS Capital Gains Tax (0% / 15% / 20%)Finanzen

US Capital Gains Tax Calculator (Short-Term vs. Long-Term Rates)

Calculate federal capital gains taxes on stocks, real estate, and crypto assets held over 1 year (preferential 0%, 15%, or 20% long-term rates) versus short-term ordinary income tax rates, plus NIIT 3.8%.

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Eingabedaten

Echtzeit-Berechnung

Net Capital Gain Realized ($)

Schnellauswahl:

Asset Holding Period Duration

Total Household Taxable Income Level

Berechnetes ErgebnisUS Capital Gains Tax (0% / 15% / 20%)

Estimated Federal Capital Gains Tax Owed

$6,750

Net Spendable Profit After Federal Tax

$38,250

Applicable Capital Gains Tax Rate (%)

15 %

Detaillierte Berechnungsübersicht

Capital Gain Realized

$45,000

Tax Owed

$6,750

Net Profit

$38,250

Berechnungsmethodik

Net Capital Gain = Sale Proceeds - Cost Basis. Long-Term Tax = 0% (up to $47,025 Single / $94,050 Married), 15% ($47,025 to $518,900), and 20% (> $518,900) + 3.8% NIIT for high earners.

Wichtiger rechtlicher Hinweis

Long-term rates apply to assets held longer than 365 days. Short-term gains are taxed at your ordinary federal income tax bracket rate.

Dieser Rechner dient ausschließlich Informations- und Bildungszwecken. Die Ergebnisse stellen keine verbindliche Finanz-, Steuer- oder Rechtsberatung dar.