USASBA 7(a) Small Business LoanBusinessUS Small Business Administration (SBA 7a) Loan Payment & Guaranty Fee Calculator
Calculate monthly loan payments, SBA guaranty fees (2% to 3.75% financed into loan balance), and variable interest rates (WSJ Prime Rate + SBA allowable spread) for business acquisition, equipment, and working capital.
Eingabedaten
Echtzeit-BerechnungEstimated Monthly SBA 7(a) Loan Payment
Total Financed Loan (Principal + Financed SBA Guaranty Fee)
357,000 $/mo
Total Lifetime Interest Paid Over Loan Term
257,629.2 $/mo
Detaillierte Berechnungsübersicht
Berechnungsmethodik
SBA Guaranty Portion = Loan Amount * 75%. Guaranty Fee = SBA Guaranty Portion * Tiered Fee% (e.g. 3.0% for loans $700k+). Total Financed Loan = Base Loan + SBA Fee. Monthly Payment = Amortized standard loan payment.
Wichtiger rechtlicher Hinweis
SBA 7(a) loans feature 10-year terms for working capital and equipment, and up to 25 years for commercial real estate.
Dieser Rechner dient ausschließlich Informations- und Bildungszwecken. Die Ergebnisse stellen keine verbindliche Finanz-, Steuer- oder Rechtsberatung dar.
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