USAStudent Loan SAVE / IDR RepaymentFinanzenUS Federal Student Loan SAVE Plan & Income-Driven Repayment (IDR) Calculator
Calculate monthly federal student loan payments under the SAVE (Saving on a Valuable Education) / IDR plan based on 225% federal poverty line income protection and 5% (undergrad) to 10% (graduate) discretionary income caps.
Eingabedaten
Echtzeit-BerechnungCalculated Monthly SAVE / IDR Student Loan Payment
Protected Non-Taxable Income Threshold (225% FPL)
33,885 $/mo
Total Annual Student Loan Payment
1,055.76 $/mo
Detaillierte Berechnungsübersicht
Berechnungsmethodik
Discretionary Income = max(0, AGI - (Federal Poverty Line * 2.25)). Monthly Payment = (Discretionary Income * (5% to 10%)) / 12.
Wichtiger rechtlicher Hinweis
Under the SAVE plan, borrowers earning less than 225% of the Federal Poverty Guideline qualify for $0/month payments, and unpaid interest does not accrue.
Dieser Rechner dient ausschließlich Informations- und Bildungszwecken. Die Ergebnisse stellen keine verbindliche Finanz-, Steuer- oder Rechtsberatung dar.
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