What is the subsidized interest rate on LPP housing loans?

The Algerian Public Treasury subsidizes mortgage interest rates, allowing qualified LPP beneficiaries to secure a 3% annual interest rate through public partner banks (such as Credit Populaire d'Algerie - CPA) instead of the standard commercial rate.

AlgeriaUpdated for 2026Construction

Algeria LPP Public Promotional Housing Installments Calculator 2026

Calculate personal down payment installments, bank credit sizing, and monthly mortgage payments at subsidized 3% interest for LPP apartments (F3, F4, F5) in DZD.

Mortgages & Home Loans Personal Loans

Calculated Result

Monthly Subsidized (3%) Mortgage Payment

Calculator Inputs

LPP Apartment Type & Total Price

Personal Down Payment Contribution (%)

Subsidized Mortgage Term (Years)

yrs

Monthly Subsidized (3%) Mortgage Payment

Total Personal Down Payment

Financed Bank Loan Principal

First Contribution Installment (50%)

Second Contribution Installment (50%)

Total Lifetime Subsidized Interest Cost

This tool provides preliminary estimations based on standard formulas for quantities and dimensions. Actual requirements may vary depending on project conditions and material specifications. Verification by a qualified technician or engineer is recommended before execution.

Official Statute: المرسوم التنفيذي رقم 14-203 المحدد لشروط وكيفيات شراء السكن الترقوي العمومي LPP واتفاقية القرض المدعم بفائدة 3% للخزينة العموميةLast Verified: 2026-09-03

Frequently Asked Questions

LPP housing is intended for households whose cumulative monthly income ranges between 6 times the national minimum wage SNMG (108,000 DZD) and 30 times SNMG (540,000 DZD), who do not own residential property, and have never received state housing assistance.

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Algeria LPP Public Promotional Housing Installments Calculator 2026

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