BHBahrainUpdated for 2026Finance

Bahrain SIO Expat End of Service Scheme Calculator 2026

Calculate employer monthly SIO contribution rates for expatriate end-of-service indemnity (3% & 4.2%) plus work injury coverage in Bahrain.

Calculated Result

Total Monthly SIO Obligation (All Workers)

39

Calculator Inputs

BHD
yrs

Total Monthly SIO Obligation (All Workers)

39

Total Monthly Cost per Expat Worker

39

Monthly Indemnity Contribution (3% or 4.2%)

19.5

Work Injury Insurance Contribution (3%)

19.5

Total Annual SIO Cost for Establishment

468

Calculated pursuant to Ministerial Decision No. 109 of 2023 regulating monthly expat indemnity deposits with Bahrain SIO.

This calculator is a mathematical model for general financial estimation, planning, and educational guidance. Results depend on your inputs and standard formulas, and do not constitute binding financial, tax, or investment advice. Always consult a qualified professional before making financial decisions.

Official Statute: القرار الوزاري رقم (109) لسنة 2023 واللوائح المنظمة لنظام سداد اشتراكات مكافأة نهاية الخدمة للعمال غير البحرينيين عبر الهيئة العامة للتأمين الاجتماعي SIOLast Verified: 2026-09-07

Calculation Methodology

Employers contribute 3.0% of contributory wage monthly for the first 3 years of service, increasing to 4.2% for subsequent years, plus 3.0% work injury insurance.

Frequently Asked Questions

The rate is 3% of the monthly wage during the first 3 years of employment, increasing to 4.2% from the 4th year onwards.

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