IraqIraq Housing Fund 75M IQDFinance & SalaryIraq Housing Fund Loan Calculator 2026 (CBI Housing Initiative up to 75M IQD)
Calculate interest-free monthly installments (0% interest) and one-time 2% administrative fees for Iraqi Housing Fund (صندوق الإسكان العراقي) and Central Bank of Iraq (CBI) subsidized citizen housing loans up to 75 Million IQD in IQD.
Fixed Monthly Installment (0% Interest)
Calculator Inputs
Fixed Monthly Installment (0% Interest)
One-Time Administrative Fee (2%)
Net Disbursed Amount (After 2% Fee)
Calculation Methodology
Maximum Loan Facility = 60M IQD (Governorates) to 75M IQD (Baghdad). One-time Administrative Fee = 2%. Monthly Installment = Principal / Tenure in Months (up to 180 months / 15 years) with 0% ongoing APR interest.
Important Legal & Educational Disclaimer
This tool calculates repayment schedules under official lending regulations of the Iraqi Housing Fund (Ministry of Construction and Housing / CBI).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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