JPJapanUpdated for 2026Finance

Japan New NISA Tax-Exempt Investment Calculator 2026 (18M JPY Lifetime Cap)

Calculate compounded portfolio growth and statutory 20.315% capital gains tax savings under Japan's permanent New NISA system (18M JPY lifetime tax-free allowance).

Calculated Result

Total NISA Portfolio Balance (Tax-Free)

¥19,839,572

Total 20.315% Taxes Spared

¥1,592,609

Calculator Inputs

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Total NISA Portfolio Balance (Tax-Free)

¥19,839,572

Total 20.315% Taxes Spared

¥1,592,609

Total Principal Invested

¥12,000,000

Total Capital Gains Growth

¥7,839,572

Principal vs Gains Breakdown

Principal Base
¥12,000,000(60%)
Compound Gains
¥7,839,572(40%)

Based on Act on Special Tax Measures Art. 37-14. Lifetime principal cap of 18,000,000 JPY (max 12,000,000 JPY growth quota).

This calculator is a mathematical model for general financial estimation, planning, and educational guidance. Results depend on your inputs and standard formulas, and do not constitute binding financial, tax, or investment advice. Always consult a qualified professional before making financial decisions.

Official Statute: 租税特別措置法第37条の14 (非課税口座内の少額上場株式等に係る譲渡所得等の非課税・新NISA制度)Last Verified: 2026-09-03

Calculation Methodology

Tax Savings = Compound Investment Capital Gains × 20.315% (Tax spared compared to standard Tokutei accounts).

Frequently Asked Questions

The annual investment ceiling is 3.6 million JPY (1.2M JPY Tsumitate quota + 2.4M JPY Growth quota), with a lifetime tax-free principal cap of 18 million JPY.

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