MoroccoUpdated for 2026FinanceMorocco Bank Term Deposit Yield & TPPCM Tax Calculator 2026
Calculate gross and net yields on fixed-term bank deposits (DAT) and cash vouchers in Morocco for 2026 after withholding the mandatory 20% or 30% TPPCM investment tax at source.
Total Maturity Payout Amount
Calculator Inputs
Total Maturity Payout Amount
Net Interest Earnings (After Tax)
TPPCM Tax Deducted at Source
Effective Net Annualized Yield (%)
Under Articles 19 & 73 of the Moroccan General Tax Code (CGI), interest on fixed-income investments is subject to a 20% final withholding tax (TPPCM) for resident individuals. Rates are set commercially by Moroccan commercial banks.
This calculator is a mathematical model for general financial estimation, planning, and educational guidance. Results depend on your inputs and standard formulas, and do not constitute binding financial, tax, or investment advice. Always consult a qualified professional before making financial decisions.
Calculation Methodology
Gross interest = Deposit Principal × Annual Rate × (Months / 12). Net return is derived by deducting 20% TPPCM withholding tax from gross interest earned, returning principal plus net interest at maturity.
Frequently Asked Questions
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