OmanCBO Housing Loan OmanFinance & SalaryOman Housing & Mortgage Loan Calculator 2026 (CBO Regulations)
Calculate monthly home loan installments and maximum borrowing capacity in Oman under Central Bank of Oman (CBO) regulations with 80% LTV and 60% DSR limits.
Calculator Inputs
Live Real-TimeMonthly Housing Installment
Minimum Down Payment (20%)
13,000 OMR
Bank Financed Amount (80%)
52,000 OMR
Total Finance Cost / Profit
-52,000 OMR
Complies with Central Bank of Oman (CBO) 80% LTV threshold and maximum 25-year maturity.
Loan Principal vs Total Interest
Detailed Calculation Breakdown
Calculation Methodology
Monthly Installment = Principal * [Monthly Rate + (Monthly Rate / ((1 + Monthly Rate)^Months - 1))]. Maximum LTV is 80% and maximum DSR is capped at 60% of monthly salary.
Important Legal & Educational Disclaimer
This tool provides financial mortgage modeling. Approval depends on individual credit scoring and commercial bank underwriting in Oman.
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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