What is the Orange Card extension for traveling to the UAE?

The Orange Card extends third-party liability insurance coverage into the United Arab Emirates and other GCC member states for approx. 10 OMR annually.

Does third-party insurance cover the driver at fault?

No, unless an optional personal accident endorsement is added to cover the driver and immediate family passengers.

OmanUpdated for 2026Automotive & Vehicles

Oman Motor Third-Party Liability Insurance Calculator 2026 (FSA)

Calculate mandatory Third-Party Liability (TPL) car insurance premiums in Oman approved by the Financial Services Authority (FSA) based on engine displacement, passenger coverage, and Orange Card add-ons.

Vehicle & Auto Insurance Automotive & Vehicles Insurance & Coverage

Calculated Result

Total Annual Insurance Premium

80OMR

Calculator Inputs

Vehicle & Engine Capacity Category

Add Driver & Passenger Personal Accident Cover (15 OMR)

Add 24/7 Roadside Assistance & Towing (10 OMR)

Total Annual Insurance Premium

80OMR

Base Third-Party Premium

55 OMR

Passenger Personal Accident Premium

15 OMR

UAE Orange Card Endorsement

0 OMR

Roadside Towing Assistance

10 OMR

Rates follow the standard regulatory pricing framework approved by the Financial Services Authority (FSA) for authorized insurance providers across Oman.

This calculator provides mechanical and technical estimations based on standard performance formulas. Actual numbers may vary depending on manufacturer specifications, vehicle condition, and operating environment. Always refer to your vehicle's official owner manual.

Official Statute: النموذج الموحد لوثيقة التأمين على المركبات من المسؤولية المدنية (ضد الغير) الصادرة عن هيئة الخدمات المالية (FSA)Last Verified: 2026-09-07

Calculation Methodology

Total Premium = Base Statutory TPL Rate (45-75 OMR based on engine capacity) + Personal Accident Add-on (15 OMR) + Roadside Assistance & Orange Card options.

Frequently Asked Questions

It covers civil legal liability for bodily injury, death, and property damage caused to third parties by the insured motor vehicle.

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Oman

Oman Motor Third-Party Liability Insurance Calculator 2026 (FSA)

Calculator Inputs

Calculation Methodology

Frequently Asked Questions

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