Saudi ArabiaGOSI System 2026Finance & SalarySaudi Arabia GOSI Retirement Pension Calculator 2026
Calculate your estimated monthly GOSI retirement pension in Saudi Arabia, early retirement eligibility, dependent allowances, and replacement ratio under 2026 regulations.
Calculator Inputs
Live Real-TimeAverage wage subject to GOSI (Basic + Housing) over the last 24 contribution months.
Estimated Monthly Pension
Annual Pension
99,000 SAR
Replacement Ratio
68.8 %
Total Service Months
300 Months
Detailed Calculation Breakdown
Calculation Methodology
Pension is calculated as (Average Wage of Last 24 Months × Total Contribution Months) ÷ 480, plus dependent allowances (10% for 1st dependent, 5% for 2nd, 5% for 3rd, max 20%, capped at 100% of average wage).
Important Legal & Educational Disclaimer
Calculations comply with the General Organization for Social Insurance (GOSI) Saudi regulations for 2026 with a 45,000 SAR monthly insurable wage ceiling.
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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