AEUnited Arab EmiratesUpdated for 2026legal

UAE Workers Protection Insurance Pool & Bank Guarantee Savings Calculator 2026

Calculate MOHRE Workers Protection Insurance scheme premiums (60 AED/yr replacing 3,000 AED bank guarantee) with unpaid wage & injury coverage up to 20,000 AED per worker.

Calculated Result

Total Workers Protection Insurance Premium

1,200AED

Calculator Inputs

Workers
Quick select:

Total Workers Protection Insurance Premium

1,200AED

Liquidity Saved vs 3k Guarantee

28,800 AED

Total Aggregate Protection Cover

200,000 AED

Premium Rate Per Worker

120 AED

Workers Protection Insurance costs 60 AED per year (120 AED for 2-year work permit) per worker, unlocking 3,000 AED in bank guarantee deposits.

Official Statute: نظام التأمين على العمالة ووثيقة حماية العمالة المساعدة والقطاع الخاص - وزارة الموارد البشرية والتوطين والمجمع التأميني الوطنيLast Verified: 2026-09-04

Calculation Methodology

Total Dues = Worker Count * (60 AED * Permit Years); Liquidity Saved = Worker Count * 3,000 AED - Total Premiums.

Frequently Asked Questions

It is a statutory insurance policy replacing the previous 3,000 AED bank guarantee per employee with a nominal 60 AED/year premium offering up to 20,000 AED protection.

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