UAE Workers Protection Insurance Pool & Bank Guarantee Savings Calculator 2026
Calculate MOHRE Workers Protection Insurance scheme premiums (60 AED/yr replacing 3,000 AED bank guarantee) with unpaid wage & injury coverage up to 20,000 AED per worker.
Calculated Result
Total Workers Protection Insurance Premium
1,200AED
Calculator Inputs
Workers
Quick select:
Total Workers Protection Insurance Premium
1,200AED
Liquidity Saved vs 3k Guarantee
28,800 AED
Total Aggregate Protection Cover
200,000 AED
Premium Rate Per Worker
120 AED
Workers Protection Insurance costs 60 AED per year (120 AED for 2-year work permit) per worker, unlocking 3,000 AED in bank guarantee deposits.
Official Statute: نظام التأمين على العمالة ووثيقة حماية العمالة المساعدة والقطاع الخاص - وزارة الموارد البشرية والتوطين والمجمع التأميني الوطنيLast Verified: 2026-09-04
Calculation Methodology
Total Dues = Worker Count * (60 AED * Permit Years); Liquidity Saved = Worker Count * 3,000 AED - Total Premiums.
Frequently Asked Questions
It is a statutory insurance policy replacing the previous 3,000 AED bank guarantee per employee with a nominal 60 AED/year premium offering up to 20,000 AED protection.
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