How much compensation is paid during unemployment?

Eligible workers receive 60% of their average basic salary over the preceding 6 months for up to 3 consecutive months (capped at 10,000 AED/month for Category A and 20,000 AED/month for Category B).

What is the qualifying subscription period?

A minimum of 12 consecutive months of paid subscription is required prior to job loss, and resignation or disciplinary dismissal is excluded.

United Arab EmiratesUAE ILOE InsuranceFinance & Salary

UAE Involuntary Loss of Employment Calculator 2026 (ILOE Unemployment Scheme)

Calculate mandatory annual subscription premiums and maximum compensation payouts under the UAE Involuntary Loss of Employment (ILOE) scheme: Category A (Basic Salary ≤ 16,000 AED) vs Category B (Basic Salary > 16,000 AED) in AED.

Social Security & Pension Family & Children Salaries & Monthly Wages

Calculated Result

Monthly Unemployment Compensation (60% Basic)

0 AED

Calculator Inputs

Monthly Basic Salary in Contract (AED)

AED

Quick select:

Insurance Policy Duration

Calculated Result

Monthly Unemployment Compensation (60% Basic)

0AED

Total Maximum Payout (3 Months)

0 AED

Total Insurance Premium Due

0 AED

Assigned ILOE Category

0 AED

Calculation Methodology

Category A (Basic ≤ 16k AED): Premium is 5 AED/mo (60 AED/yr); Max payout is 60% of basic salary capped at 10,000 AED/mo. Category B (Basic > 16k AED): Premium is 10 AED/mo (120 AED/yr); Max payout is 60% of basic salary capped at 20,000 AED/mo for up to 3 consecutive months.

Important Legal & Educational Disclaimer

This tool calculates contributions and benefits under Federal Decree-Law No. 13 of 2022 (MOHRE / ILOE Insurance Pool).

This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.

Frequently Asked Questions

Yes, enrollment is statutory for all federal government and private sector employees (both Emirati citizens and expatriate residents). A 400 AED fine applies for non-subscription.