UK IR35 & Off-Payroll Working Impact Calculator
Compare your exact net take-home pay working Inside IR35 (PAYE deemed employment with employer NICs and apprenticeship levy) versus Outside IR35 (Ltd Company dividends and corporation tax).
Outside IR35 Extra Annual Net Gain
Calculator Inputs
Outside IR35 Extra Annual Net Gain
Inside IR35 Net Take-Home
Outside IR35 Net Take-Home
Inside IR35 Retention %
Outside IR35 Retention %
Calculation Methodology
Inside IR35: Fee-payer deductions reduce gross taxable salary. Outside IR35: Small director salary + corporation tax + dividend tax allowances.
Important Legal & Educational Disclaimer
Models inside IR35 fee-payer deductions (Employer NICs 15% above threshold, Apprenticeship levy 0.5%, Employee NICs 8%, Income Tax) vs Outside IR35 (19-25% Corp Tax + Dividend tax rates).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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