United KingdomLifetime ISA (25% LISA Government Bonus)Finance & SalaryUK Lifetime ISA (LISA) 25% Government Bonus & First Home Calculator
Calculate your 25% free UK government bonus (up to £1,000/year on £4,000 maximum deposit) for first-time home buyers purchasing property up to £450,000 or saving for retirement age 60.
Calculator Inputs
Live Real-TimeTotal LISA House Deposit Fund (Your Savings + 25% Gov Bonus + Interest)
Total 100% Free UK Government Bonus Money Received
£5,000
Your Out-of-Pocket Cash Saved
£20,000
Detailed Calculation Breakdown
Calculation Methodology
Annual Gov Bonus = Annual Deposit * 25% (Max £1,000/yr). Total LISA Growth compounded with investment return over saving period.
Important Legal & Educational Disclaimer
Must be aged 18 to 39 to open. Withdrawing for non-qualifying purposes incurs a 25% government penalty (which recoups the bonus plus ~6.25% of your original savings).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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