How are short-term capital gains taxed?

Assets held for 1 year or less are treated as short-term capital gains and taxed at your regular federal ordinary income tax bracket (up to 37%).

How much net capital loss can you deduct against ordinary income each year?

If capital losses exceed capital gains, you can deduct up to $3,000 ($1,500 if married filing separately) against ordinary income per year, carrying forward the rest.

USAUS Capital Gains Tax (0% / 15% / 20%)Finance & Salary

US Capital Gains Tax Calculator (Short-Term vs. Long-Term Rates)

Calculate federal capital gains taxes on stocks, real estate, and crypto assets held over 1 year (preferential 0%, 15%, or 20% long-term rates) versus short-term ordinary income tax rates, plus NIIT 3.8%.

Investment & Assets Taxes & Duties Stocks & Equities

Calculator Inputs

Live Real-Time

Net Capital Gain Realized ($)

Quick select:

Asset Holding Period Duration

Total Household Taxable Income Level

Calculated ResultUS Capital Gains Tax (0% / 15% / 20%)

Estimated Federal Capital Gains Tax Owed

$6,750

Net Spendable Profit After Federal Tax

$38,250

Applicable Capital Gains Tax Rate (%)

15 %

Detailed Calculation Breakdown

Capital Gain Realized

$45,000

Tax Owed

$6,750

Net Profit

$38,250

Calculation Methodology

Net Capital Gain = Sale Proceeds - Cost Basis. Long-Term Tax = 0% (up to $47,025 Single / $94,050 Married), 15% ($47,025 to $518,900), and 20% (> $518,900) + 3.8% NIIT for high earners.

Important Legal & Educational Disclaimer

Long-term rates apply to assets held longer than 365 days. Short-term gains are taxed at your ordinary federal income tax bracket rate.

This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.