USAIRS Required Minimum Distribution (RMD Age 73)Finance & SalaryIRS Required Minimum Distribution (RMD) SECURE 2.0 Act Calculator
Calculate mandatory annual taxable withdrawals from Traditional IRAs, 401(k)s, and 403(b)s starting at age 73 (SECURE 2.0 Act) using the IRS Uniform Lifetime Table.
Calculator Inputs
Live Real-TimeMandatory Annual Required Minimum Distribution (RMD)
Monthly Equivalent RMD Distribution
1,797.39 $/yr
RMD as Percentage of Total Balance (%)
3.92 %
Detailed Calculation Breakdown
Calculation Methodology
Annual RMD = Prior Year End Account Balance (Dec 31) / IRS Life Expectancy Factor from Uniform Lifetime Table (e.g. Age 73 = 26.5 factor, Age 75 = 24.6 factor).
Important Legal & Educational Disclaimer
Under SECURE 2.0, RMD age is 73 (rising to 75 in 2033). Roth IRAs do not require lifetime RMDs. Missing an RMD incurs an IRS 25% excise penalty (reduced to 10% if corrected).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
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