What expenses can an Australian property investor deduct?

Mortgage interest, council rates, water charges, strata fees, landlord insurance, property management fees, repairs, and building depreciation (Div 40/43).

What is non-cash depreciation on an investment property?

Depreciation on the building structure (2.5%/yr over 40 yrs) and plant/equipment items can be deducted without any out-of-pocket cash expense.

AustraliaNegative Gearing & Tax Offset (ATO Property)Finanzas

Australia Investment Property Negative Gearing & Tax Refund Calculator

Calculate your net rental cash flow and Australian tax savings from negative gearing (offsetting rental property net tax losses including mortgage interest, property management, council rates, and non-cash building depreciation against your salary income).

Bienes Raíces y Propiedades Inversión y Activos Impuestos y Tasas

Datos y Parámetros

En tiempo real

Annual Gross Rental Income ($600/wk = $31,200) (AUD $)

AUD $

Selección rápida:

Annual Investment Mortgage Interest (AUD $)

AUD $

Selección rápida:

Operating Costs (Rates, Insurance, Repairs) + Depreciation (AUD $)

AUD $

Selección rápida:

Your Marginal Income Tax Rate + Medicare Levy (%)39 %

16 %47 %

Resultado CalculadoNegative Gearing & Tax Offset (ATO Property)

Annual ATO Tax Refund Generated via Negative Gearing

5,187AUD $

Net Out-of-Pocket Cost to Hold Property ($/week after Tax Refund)

156.02 AUD $

Net Taxable Rental Loss Deducted from Salary

-13,300 AUD $

Desglose Detallado del Cálculo

Rental Income

31,200 AUD $

Total Expenses

44,500 AUD $

Tax Refund Generated

5,187 AUD $

Weekly Net Cost

156.02 AUD $

Metodología de Cálculo

Net Rental Income/Loss = Gross Rent - (Mortgage Interest + Property Operating Costs + Depreciation). Tax Benefit Saved = abs(Rental Loss) * Marginal Tax Rate%. Net Out-of-Pocket Cash Cost = Rental Cash Loss - Tax Refund.

Aviso Legal e Informativo

Under Australian tax law, individual property investors can deduct 100% of net residential rental losses directly against regular employment or business income.

Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.

Preguntas Frecuentes

If rental property deductible expenses exceed rental income, the net loss is deducted directly from your salary, generating a substantial tax refund from the ATO.

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Australia

Australia Investment Property Negative Gearing & Tax Refund Calculator

Datos y Parámetros

Desglose Detallado del Cálculo

Metodología de Cálculo

Aviso Legal e Informativo

Preguntas Frecuentes

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