What is residual value in a Canadian vehicle lease?

Residual value is the predetermined wholesale buyout price of the vehicle at the end of the lease term, established as a percentage of MSRP.

What components make up the monthly auto lease payment?

Monthly depreciation fee, lease finance charge (money factor / interest rate), and applicable provincial sales taxes (HST, GST/PST, or GST/QST).

CanadáCanada Car Lease & Sales Tax (HST/GST/PST)Finanzas

Canada Auto Lease Monthly Payment & Provincial Sales Tax Calculator

Calculate monthly Canadian car lease payments: monthly depreciation fee, lease finance rent charge, residual buyout value, and provincial sales taxes (13% HST in Ontario, 12% in BC, 14.975% in Quebec, 5% in Alberta).

Automóviles y Vehículos Arrendamiento y Leasing Impuestos y Tasas

Datos y Parámetros

En tiempo real

Negotiated Vehicle Selling Price (CAD $)

CAD $

Selección rápida:

Down Payment / Trade-in Equity (CAD $)

CAD $

Selección rápida:

Contract Residual Value (% of MSRP)56 %

35 %75 %

Annual Lease Interest Rate (APR %)5.99 %

0 %15 %

Province (Sales Tax Rate)

Resultado CalculadoCanada Car Lease & Sales Tax (HST/GST/PST)

Total Monthly Car Lease Payment (Including Sales Tax)

426.58CAD $/mo

Pre-Tax Monthly Base Lease Payment

377.5 CAD $/mo

End-of-Lease Vehicle Buyout Residual Value

26,880 CAD $/mo

Desglose Detallado del Cálculo

Monthly Depreciation

377.5 CAD $/mo

Finance Charge

0 CAD $/mo

Monthly HST/GST

49.08 CAD $/mo

Total Monthly Payment

426.58 CAD $/mo

Metodología de Cálculo

Monthly Base Lease = ((Net Cap Cost - Residual) / Term Months) + ((Net Cap Cost + Residual) * Lease Rate APR / 2400). Monthly Tax = Base Lease * Provincial Tax%. Total Payment = Base + Tax.

Aviso Legal e Informativo

In Canada, sales tax is applied to each monthly lease payment individually rather than paid upfront on the full vehicle purchase price.

Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.

Preguntas Frecuentes

Sales tax (such as 13% HST in Ontario) is charged monthly on each individual lease payment rather than upfront on the total vehicle price.

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Canada Auto Lease Monthly Payment & Provincial Sales Tax Calculator

Datos y Parámetros

Desglose Detallado del Cálculo

Metodología de Cálculo

Aviso Legal e Informativo

Preguntas Frecuentes

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