How much compensation is paid during unemployment?

Eligible workers receive 60% of their average basic salary over the preceding 6 months for up to 3 consecutive months (capped at 10,000 AED/month for Category A and 20,000 AED/month for Category B).

What is the qualifying subscription period?

A minimum of 12 consecutive months of paid subscription is required prior to job loss, and resignation or disciplinary dismissal is excluded.

Emiratos Árabes UnidosUAE ILOE InsuranceFinanzas

UAE Involuntary Loss of Employment Calculator 2026 (ILOE Unemployment Scheme)

Calculate mandatory annual subscription premiums and maximum compensation payouts under the UAE Involuntary Loss of Employment (ILOE) scheme: Category A (Basic Salary ≤ 16,000 AED) vs Category B (Basic Salary > 16,000 AED) in AED.

Seguridad Social y Pensiones Familia e Hijos Salarios y Sueldos

Resultado Calculado

Monthly Unemployment Compensation (60% Basic)

0 AED

Datos y Parámetros

Monthly Basic Salary in Contract (AED)

AED

Selección rápida:

Insurance Policy Duration

Resultado Calculado

Monthly Unemployment Compensation (60% Basic)

0AED

Total Maximum Payout (3 Months)

0 AED

Total Insurance Premium Due

0 AED

Assigned ILOE Category

0 AED

Metodología de Cálculo

Category A (Basic ≤ 16k AED): Premium is 5 AED/mo (60 AED/yr); Max payout is 60% of basic salary capped at 10,000 AED/mo. Category B (Basic > 16k AED): Premium is 10 AED/mo (120 AED/yr); Max payout is 60% of basic salary capped at 20,000 AED/mo for up to 3 consecutive months.

Aviso Legal e Informativo

This tool calculates contributions and benefits under Federal Decree-Law No. 13 of 2022 (MOHRE / ILOE Insurance Pool).

Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.

Preguntas Frecuentes

Yes, enrollment is statutory for all federal government and private sector employees (both Emirati citizens and expatriate residents). A 400 AED fine applies for non-subscription.