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USEE. UU.US Treasury Series I Savings BondFinanzas

US Treasury Series I Savings Bond Composite Rate & Interest Calculator

Calculate your semiannual and annual interest yield on US Treasury Series I Savings Bonds using the Treasury composite formula combining fixed rate and semiannual inflation rate (CPI-U).

Datos y Parámetros

En tiempo real
%
Selección rápida:
1.3 %
0 %3.5 %
1.55 %
-1 %6 %
Resultado CalculadoUS Treasury Series I Savings Bond

Total Annualized I-Bond Composite Rate (%)

5.02%

Annual Guaranteed Interest Earned ($/yr)

502 %

3-Month Interest Penalty (if redeemed before 5 years)

125.5 %

Desglose Detallado del Cálculo

Fixed Rate
1.3 %
Semiannual Inflation
1.55 %
Composite Rate
5.02 %
Annual Interest
502 %

Metodología de Cálculo

Composite Rate = Fixed Rate + (2 * Semiannual Inflation Rate) + (Fixed Rate * Semiannual Inflation Rate). Annual Interest = Principal * (Composite Rate% / 100).

Aviso Legal e Informativo

I-Bonds must be held for a minimum of 1 year. If redeemed before 5 years, you forfeit the previous 3 months of interest. Annual purchase limit is $10,000 per SSN per calendar year.

Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.

Preguntas Frecuentes

Individuals can purchase up to $10,000 in electronic I Bonds per calendar year via TreasuryDirect, plus $5,000 in paper bonds using tax refunds.
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