EE. UU.Student Loan SAVE / IDR RepaymentFinanzasUS Federal Student Loan SAVE Plan & Income-Driven Repayment (IDR) Calculator
Calculate monthly federal student loan payments under the SAVE (Saving on a Valuable Education) / IDR plan based on 225% federal poverty line income protection and 5% (undergrad) to 10% (graduate) discretionary income caps.
Datos y Parámetros
En tiempo realCalculated Monthly SAVE / IDR Student Loan Payment
Protected Non-Taxable Income Threshold (225% FPL)
33,885 $/mo
Total Annual Student Loan Payment
1,055.76 $/mo
Desglose Detallado del Cálculo
Metodología de Cálculo
Discretionary Income = max(0, AGI - (Federal Poverty Line * 2.25)). Monthly Payment = (Discretionary Income * (5% to 10%)) / 12.
Aviso Legal e Informativo
Under the SAVE plan, borrowers earning less than 225% of the Federal Poverty Guideline qualify for $0/month payments, and unpaid interest does not accrue.
Esta calculadora es para fines educativos e informativos. Los resultados no constituyen asesoramiento financiero, fiscal o legal vinculante.
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