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UKब्रिटेनWorkplace Pension Auto-Enrolment (8% Total)वित्त

UK Workplace Pension Auto-Enrolment & Growth Calculator

Calculate statutory minimum workplace pension contributions (5% employee with tax relief + 3% employer on qualifying earnings between £6,240 and £50,270) and long-term retirement fund growth.

कैलकुलेटर इनपुट

लाइव रीयल-टाइम
£
त्वरित चयन:
5 %
5 %20 %
3 %
3 %15 %
25 yrs
1 yrs45 yrs
गणना परिणामWorkplace Pension Auto-Enrolment (8% Total)

Projected Pension Fund Pot at Retirement (Assuming 6% Growth)

£126,232

Employer Free Contribution Added (£/yr)

£862.8

Your Actual Out-of-Pocket Net Cost (£/yr after 20% Tax Relief)

£1,150.4

विस्तृत गणना विवरण

Your Net Cost
£1,150.4
Employer Contribution
£862.8
Total Invested / Year
£2,300.8
Retirement Pot
£126,232

गणना पद्धति

Qualifying Earnings = max(0, min(Gross Salary, 50270) - 6240). Employee Contribution = Qualifying Earnings * 5%. Employer Contribution = Qualifying Earnings * 3%. Total Monthly Pension = (Employee + Employer) / 12.

महत्वपूर्ण कानूनी और शैक्षिक अस्वीकरण

Under UK auto-enrolment law, employers must contribute at least 3% and employees contribute 5% (effective 4% net cost after 20% basic tax relief).

यह कैलकुलेटर केवल शैक्षिक और सूचनात्मक उद्देश्यों के लिए बनाया गया है। परिणाम बाध्यकारी वित्तीय या कानूनी सलाह नहीं हैं।

अक्सर पूछे जाने वाले प्रश्न

Qualifying earnings are gross earnings between the lower threshold of £6,240 and the upper threshold of £50,270 per year.
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