अमेरिकाCertificate of Deposit (CD) Penaltyवित्तUS Certificate of Deposit (CD) Early Withdrawal Penalty Calculator
Calculate early withdrawal penalties (typically 90, 180, or 365 days of simple interest) and net interest earned if you break a bank CD before maturity.
कैलकुलेटर इनपुट
लाइव रीयल-टाइमTotal Net Cash Payout from Bank (Principal + Net Interest)
Early Withdrawal Penalty Fee Forfeited
$307.8
Net Interest Earned After Penalty
$316.34
विस्तृत गणना विवरण
गणना पद्धति
Daily Interest = (CD Principal * APY% / 100) / 365. Penalty Amount = Daily Interest * Penalty Days (e.g. 90 or 180 days). Net Interest = Gross Accrued Interest - Penalty.
महत्वपूर्ण कानूनी और शैक्षिक अस्वीकरण
If a CD is redeemed before enough interest has been earned to cover the penalty, the penalty will be deducted from your principal deposit.
यह कैलकुलेटर केवल शैक्षिक और सूचनात्मक उद्देश्यों के लिए बनाया गया है। परिणाम बाध्यकारी वित्तीय या कानूनी सलाह नहीं हैं।
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