अमेरिकाPrivate Mortgage Insurance (PMI)वित्तUS Private Mortgage Insurance (PMI) Monthly Cost & Cancellation Calculator
Calculate your monthly and annual Private Mortgage Insurance (PMI) fee on conventional home loans with less than 20% down payment, and see when your loan balance hits the 78% LTV automatic cancellation threshold.
कैलकुलेटर इनपुट
लाइव रीयल-टाइमMonthly Private Mortgage Insurance (PMI) Fee
Total Annual PMI Cost ($/year)
3,800 $/mo
Principal Paydown Needed to Reach 20% Equity
60,000 $/mo
विस्तृत गणना विवरण
गणना पद्धति
Loan Amount = Home Price - Down Payment. LTV = (Loan Amount / Home Price) * 100. Annual PMI = Loan Amount * (PMI Rate% / 100). Monthly PMI = Annual PMI / 12.
महत्वपूर्ण कानूनी और शैक्षिक अस्वीकरण
Under the Homeowners Protection Act of 1998, PMI automatically terminates once your principal loan balance reaches 78% of original home purchase value.
यह कैलकुलेटर केवल शैक्षिक और सूचनात्मक उद्देश्यों के लिए बनाया गया है। परिणाम बाध्यकारी वित्तीय या कानूनी सलाह नहीं हैं।
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