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UK Student Loan Repayment Calculator (Plan 1, Plan 2, Plan 5 & Postgraduate)

Calculate your monthly and annual UK Student Loan salary deductions across repayment plans: Plan 1 (9% over £24,990), Plan 2 (9% over £27,295), Plan 5 (9% over £25,000), and Postgraduate Loan (6% over £21,000).

Parametri di Input

In tempo reale
£/mo
Selezione rapida:
Risultato CalcolatoUK Student Loan Repayment (Plans 1, 2, 5 & PG)

Monthly Student Loan Deduction via PAYE

80.29£/mo

Total Annual Student Loan Repayment

963.45 £/mo

Annual Earnings Repayment Threshold (£)

27,295 £/mo

Dettaglio del Calcolo

Plan Threshold
27,295 £/mo
Salary Above Threshold
10,705 £/mo
Monthly Deduction
80.29 £/mo

Metodologia di Calcolo

Annual Repayment = max(0, Salary - Plan Threshold) * Plan Rate% (9% for undergrad plans, 6% for postgraduate). Monthly Deduction = Annual Repayment / 12.

Disclaimer Legale e Informativo

Student loans operate as an income-contingent graduate tax deducted through PAYE. Unpaid balances are written off after 30 to 40 years.

Questo calcolatore è progettato solo a scopo educativo e informativo. I risultati non costituiscono una consulenza finanziaria o legale vincolante.

Domande Frequenti

Repayments stop automatically whenever your earnings fall below your plan's annual threshold.
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