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USUSAVA Home Loan & Funding Fee (0% Down)Finanza

US VA Home Loan, 0% Down Payment & VA Funding Fee Calculator

Calculate your Department of Veterans Affairs (VA) home purchase loan, no-down-payment benefits (0% down, zero monthly PMI), and statutory VA Funding Fee based on first-time vs. subsequent use and disability waiver exemption.

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Risultato CalcolatoVA Home Loan & Funding Fee (0% Down)

Total Financed VA Mortgage Loan (Including Funding Fee)

$382,500

VA Funding Fee Added to Loan ($)

$7,500

Monthly Savings from Zero PMI Requirement

$234.38

Dettaglio del Calcolo

Base Loan Amount
$375,000
VA Funding Fee
$7,500
Total Loan Balance
$382,500

Metodologia di Calcolo

Funding Fee Rate = 2.15% (First Use, <5% down) or 3.3% (Subsequent Use, <5% down), reduced to 1.5% with 5-10% down, or 1.25% with 10%+ down. VA Funding Fee ($) = Base Loan * Funding Fee Rate.

Disclaimer Legale e Informativo

Veterans with a service-connected disability rating of 10% or higher are 100% exempt from paying the VA funding fee.

Questo calcolatore è progettato solo a scopo educativo e informativo. I risultati non costituiscono una consulenza finanziaria o legale vincolante.

Domande Frequenti

Veterans receiving VA disability compensation, surviving spouses eligible for DIC, and active-duty Purple Heart recipients are 100% exempt.
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