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CAカナダCMHC Mortgage Default Insurance (Down < 20%)財務・給与

Canada CMHC Mortgage Loan Default Insurance Calculator

Calculate Canada Mortgage and Housing Corporation (CMHC / Sagen / Canada Guaranty) mandatory mortgage default insurance premiums for high-ratio home purchases with less than 20% down payment (2.80% to 4.00% added to loan amount + provincial sales tax).

入力パラメータ

リアルタイム自動計算
CAD $
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CAD $
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計算結果CMHC Mortgage Default Insurance (Down < 20%)

Total Mortgage Amount Financed (Base Loan + CMHC Premium)

634,400CAD $

CMHC Insurance Premium Added to Mortgage

24,400 CAD $

Provincial Sales Tax on CMHC Due in Cash at Closing (8% in Ontario)

1,952 CAD $

詳細な計算内訳

Base Mortgage
610,000 CAD $
CMHC Premium
24,400 CAD $
Total Financed Loan
634,400 CAD $

計算方法と根拠

CMHC Premium Rate: 5% to 9.99% down = 4.00%, 10% to 14.99% down = 3.10%, 15% to 19.99% down = 2.80%, 20%+ down = 0%. Premium ($) = Base Loan * CMHC Rate%. Total Loan Financed = Base Loan + CMHC Premium.

法的免責事項および案内

Homes priced at $1,000,000 or more do not qualify for CMHC insured mortgages and require a minimum 20% down payment. In Ontario and Quebec, provincial sales tax (8% or 9%) on the CMHC premium is due in cash at closing.

本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。

よくある質問 (FAQ)

5% on the first $500,000 of purchase price, and 10% on the portion between $500,000 and $999,999. Homes of $1,000,000 or more require 20% down.
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