Canada RRSP Contribution Limit, Tax Savings & Refund Calculator
Calculate your maximum Registered Retirement Savings Plan (RRSP) contribution limit (18% of prior year earned income up to $31,560), immediate income tax refund, and long-term tax-deferred retirement wealth.
入力パラメータ
リアルタイム自動計算CAD $
クイック選択:
CAD $
クイック選択:
37.9 %
20 %54 %
計算結果RRSP Contribution & Tax Refund (18% Limit)
Estimated Instant Income Tax Refund Cheque
4,548CAD $
Annual New RRSP Contribution Room Created (18% Cap)
16,200 CAD $
True Net Out-of-Pocket Cost of Your Contribution
7,452 CAD $
詳細な計算内訳
RRSP Deposit
12,000 CAD $
Max Room (18%)
16,200 CAD $
Tax Refund Cheque
4,548 CAD $
Net Cost
7,452 CAD $
計算方法と根拠
Max Annual Room = min(Earned Income * 18%, $31,560). Tax Refund = RRSP Contribution * Combined Marginal Tax Rate%.
法的免責事項および案内
Unused RRSP contribution room carries forward indefinitely. Over-contributing by more than $2,000 incurs a 1% per month penalty tax.
本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。
よくある質問 (FAQ)
You can contribute to your RRSP within the first 60 days of the calendar year (usually March 1 or 2) and deduct it against the previous tax year's income.
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