How are monthly CNSS TNS contribution tiers calculated?

Government decrees assign a statutory SMIG multiplier coefficient to each trade bracket (ranging from 1.0x to 5.5x SMIG base), to which the 6.37% AMO healthcare contribution rate is applied.

Does one AMO TNS payment cover the whole family?

Yes, a single monthly premium universally covers the primary policyholder, legal spouse, and dependent children up to age 21 (or age 26 if enrolled in accredited higher education).

モロッコ2026年最新版健康・医療

Morocco Self-Employed Mandatory Health Insurance (AMO TNS) Calculator 2026

Calculate statutory monthly and annual CNSS health insurance and pension contributions for non-salaried professionals, artisans, merchants, and self-employed workers (Travailleurs Non Salariés - TNS) under Laws 98.15 & 99.15 based on regulated coefficient brackets.

健康・ヘルスケア社会保険・年金制度公的手数料・法人登録費用

計算結果

Total Monthly CNSS TNS Contribution

258.37

入力パラメータ

Trade Category & Deemed Income Bracket

Include Voluntary/Mandatory Retirement Scheme (~10% Deemed Base)

Total Monthly CNSS TNS Contribution

258.37

Total Annual CNSS Contribution

3,100.44

Deemed Monthly Base Income

4,056

Mandatory AMO Healthcare (6.37%)

258.37

Retirement Pension Allocation

AMO TNS contribution is fixed at 6.37% of the statutory deemed income base (Coefficient × SMIG) established for each professional trade category.

本計算機は、一般的な健康および栄養管理の目安を提供する計算モデルです。試算結果は医学的診断を構成するものではなく、専門的な医療行為に代わるものではありません。新しい食事や運動を開始する前に、必ず医師または管理栄養士にご相談ください。

Official Statute: القانون رقم 98.15 المتعلق بنظام التأمين الإجباري الأساسي عن المرض والقانون رقم 99.15 لإحداث نظام المعاشات لفئات المهنيين والعمال المستقلين والأشخاص غير الأجراء (TNS) - CNSSLast Verified: 2026-08-31

計算方法と根拠

Monthly AMO TNS Fee = (Professional Sector Coefficient × Monthly SMIG of MAD 3,120) × 6.37%. Annual Outlay = Monthly Fee × 12.

よくある質問 (FAQ)

Mandatory coverage applies to all non-salaried active workers: CPU regime taxpayers, registered Auto-Entrepreneurs, certified artisans, taxi drivers, and liberal professionals (physicians, attorneys, chartered accountants, architects).

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Morocco Self-Employed Mandatory Health Insurance (AMO TNS) Calculator 2026

入力パラメータ

計算方法と根拠

よくある質問 (FAQ)

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