What is the statutory minimum contribution rate?

The total legal minimum is 8% of qualifying earnings: at least 3% from your employer and 5% from you (reduced to 4% net cost after 20% basic tax relief).

Can I opt out of workplace pension auto-enrolment?

Yes, employees have the legal right to opt out within one month of enrolment and receive a full refund of contributions, though you forfeit the employer contribution.

イギリスWorkplace Pension Auto-Enrolment (8% Total)財務・給与

UK Workplace Pension Auto-Enrolment & Growth Calculator

Calculate statutory minimum workplace pension contributions (5% employee with tax relief + 3% employer on qualifying earnings between £6,240 and £50,270) and long-term retirement fund growth.

年金基金退職・年金給与・月給計算

入力パラメータ

リアルタイム自動計算

Gross Annual Salary (£)

クイック選択:

Your Employee Contribution Rate (% - 5% Min)5 %

5 %20 %

Employer Contribution Rate (% - 3% Min)3 %

3 %15 %

Years Until Retirement25 yrs

1 yrs45 yrs

計算結果Workplace Pension Auto-Enrolment (8% Total)

Projected Pension Fund Pot at Retirement (Assuming 6% Growth)

£126,232

Employer Free Contribution Added (£/yr)

£862.8

Your Actual Out-of-Pocket Net Cost (£/yr after 20% Tax Relief)

£1,150.4

詳細な計算内訳

Your Net Cost

£1,150.4

Employer Contribution

£862.8

Total Invested / Year

£2,300.8

Retirement Pot

£126,232

計算方法と根拠

Qualifying Earnings = max(0, min(Gross Salary, 50270) - 6240). Employee Contribution = Qualifying Earnings * 5%. Employer Contribution = Qualifying Earnings * 3%. Total Monthly Pension = (Employee + Employer) / 12.

法的免責事項および案内

Under UK auto-enrolment law, employers must contribute at least 3% and employees contribute 5% (effective 4% net cost after 20% basic tax relief).

本計算機は教育および参考目的のみに提供されています。表示される結果は法的または拘束力のある助言を構成するものではありません。

よくある質問 (FAQ)

Qualifying earnings are gross earnings between the lower threshold of £6,240 and the upper threshold of £50,270 per year.

UK Workplace Pension Auto-Enrolment & Growth Calculator

入力パラメータ

詳細な計算内訳

計算方法と根拠

法的免責事項および案内

よくある質問 (FAQ)

関連する計算機

UK SIPP Pension Tax Relief & Government Top-Up Calculator

UK Company Car Benefit-in-Kind (BiK) & Electric Vehicle Tax Calculator

UK National Insurance (Class 1 NICs) Employee & Employer Calculator

UK Statutory Maternity Pay (SMP) Schedule & Earnings Calculator

UK Universal Credit (UC) Work Allowance & 55p Taper Rate Calculator

UK PAYE Income Tax & Take-Home Pay Calculator (HMRC)

UK Statutory Redundancy Pay Calculator (£700 Weekly Cap)

UK Student Loan Repayment Calculator (Plan 1, Plan 2, Plan 5 & Postgraduate)