What expenses can an Australian property investor deduct?

Mortgage interest, council rates, water charges, strata fees, landlord insurance, property management fees, repairs, and building depreciation (Div 40/43).

What is non-cash depreciation on an investment property?

Depreciation on the building structure (2.5%/yr over 40 yrs) and plant/equipment items can be deducted without any out-of-pocket cash expense.

AvustralyaNegative Gearing & Tax Offset (ATO Property)Finans

Australia Investment Property Negative Gearing & Tax Refund Calculator

Calculate your net rental cash flow and Australian tax savings from negative gearing (offsetting rental property net tax losses including mortgage interest, property management, council rates, and non-cash building depreciation against your salary income).

Gayrimenkul ve Emlak Yatırım ve Varlıklar Vergiler ve Harçlar

Hesaplama Girdileri

Anlık Canlı Hesaplama

Annual Gross Rental Income ($600/wk = $31,200) (AUD $)

AUD $

Hızlı seçim:

Annual Investment Mortgage Interest (AUD $)

AUD $

Hızlı seçim:

Operating Costs (Rates, Insurance, Repairs) + Depreciation (AUD $)

AUD $

Hızlı seçim:

Your Marginal Income Tax Rate + Medicare Levy (%)39 %

16 %47 %

Hesaplanan SonuçNegative Gearing & Tax Offset (ATO Property)

Annual ATO Tax Refund Generated via Negative Gearing

5,187AUD $

Net Out-of-Pocket Cost to Hold Property ($/week after Tax Refund)

156.02 AUD $

Net Taxable Rental Loss Deducted from Salary

-13,300 AUD $

Ayrıntılı Hesaplama Dökümü

Rental Income

31,200 AUD $

Total Expenses

44,500 AUD $

Tax Refund Generated

5,187 AUD $

Weekly Net Cost

156.02 AUD $

Hesaplama Metodolojisi

Net Rental Income/Loss = Gross Rent - (Mortgage Interest + Property Operating Costs + Depreciation). Tax Benefit Saved = abs(Rental Loss) * Marginal Tax Rate%. Net Out-of-Pocket Cash Cost = Rental Cash Loss - Tax Refund.

Yasal ve Bilgilendirici Uyarı

Under Australian tax law, individual property investors can deduct 100% of net residential rental losses directly against regular employment or business income.

Bu hesaplayıcı yalnızca eğitim ve bilgilendirme amaçlıdır. Sonuçlar bağlayıcı finansal veya hukuki tavsiye niteliği taşımaz.

Sıkça Sorulan Sorular

If rental property deductible expenses exceed rental income, the net loss is deducted directly from your salary, generating a substantial tax refund from the ATO.

İlgili Hesaplayıcılar

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Avustralya

Australia Investment Property Negative Gearing & Tax Refund Calculator

Hesaplama Girdileri

Ayrıntılı Hesaplama Dökümü

Hesaplama Metodolojisi

Yasal ve Bilgilendirici Uyarı

Sıkça Sorulan Sorular

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