What is residual value in a Canadian vehicle lease?

Residual value is the predetermined wholesale buyout price of the vehicle at the end of the lease term, established as a percentage of MSRP.

What components make up the monthly auto lease payment?

Monthly depreciation fee, lease finance charge (money factor / interest rate), and applicable provincial sales taxes (HST, GST/PST, or GST/QST).

KanadaCanada Car Lease & Sales Tax (HST/GST/PST)Finans

Canada Auto Lease Monthly Payment & Provincial Sales Tax Calculator

Calculate monthly Canadian car lease payments: monthly depreciation fee, lease finance rent charge, residual buyout value, and provincial sales taxes (13% HST in Ontario, 12% in BC, 14.975% in Quebec, 5% in Alberta).

Otomobil ve Araçlar Kiralama ve Leasing Vergiler ve Harçlar

Hesaplama Girdileri

Anlık Canlı Hesaplama

Negotiated Vehicle Selling Price (CAD $)

CAD $

Hızlı seçim:

Down Payment / Trade-in Equity (CAD $)

CAD $

Hızlı seçim:

Contract Residual Value (% of MSRP)56 %

35 %75 %

Annual Lease Interest Rate (APR %)5.99 %

0 %15 %

Province (Sales Tax Rate)

Hesaplanan SonuçCanada Car Lease & Sales Tax (HST/GST/PST)

Total Monthly Car Lease Payment (Including Sales Tax)

426.58CAD $/mo

Pre-Tax Monthly Base Lease Payment

377.5 CAD $/mo

End-of-Lease Vehicle Buyout Residual Value

26,880 CAD $/mo

Ayrıntılı Hesaplama Dökümü

Monthly Depreciation

377.5 CAD $/mo

Finance Charge

0 CAD $/mo

Monthly HST/GST

49.08 CAD $/mo

Total Monthly Payment

426.58 CAD $/mo

Hesaplama Metodolojisi

Monthly Base Lease = ((Net Cap Cost - Residual) / Term Months) + ((Net Cap Cost + Residual) * Lease Rate APR / 2400). Monthly Tax = Base Lease * Provincial Tax%. Total Payment = Base + Tax.

Yasal ve Bilgilendirici Uyarı

In Canada, sales tax is applied to each monthly lease payment individually rather than paid upfront on the full vehicle purchase price.

Bu hesaplayıcı yalnızca eğitim ve bilgilendirme amaçlıdır. Sonuçlar bağlayıcı finansal veya hukuki tavsiye niteliği taşımaz.

Sıkça Sorulan Sorular

Sales tax (such as 13% HST in Ontario) is charged monthly on each individual lease payment rather than upfront on the total vehicle price.

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Canada Auto Lease Monthly Payment & Provincial Sales Tax Calculator

Hesaplama Girdileri

Ayrıntılı Hesaplama Dökümü

Hesaplama Metodolojisi

Yasal ve Bilgilendirici Uyarı

Sıkça Sorulan Sorular

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