What is the government bonus limit on a LISA?

You can deposit up to £4,000 each tax year and receive a 25% free government bonus (up to £1,000 per year).

What is the penalty for withdrawing from a LISA for non-qualifying reasons?

Withdrawing for reasons other than buying a qualifying first home (≤ £450k) or reaching age 60 incurs a 25% government withdrawal penalty.

Birleşik KrallıkLifetime ISA (25% LISA Government Bonus)Finans

UK Lifetime ISA (LISA) 25% Government Bonus & First Home Calculator

Calculate your 25% free UK government bonus (up to £1,000/year on £4,000 maximum deposit) for first-time home buyers purchasing property up to £450,000 or saving for retirement age 60.

Tasarruf ve Mevduat Gayrimenkul ve Emlak İlk Evini Alanlar

Hesaplama Girdileri

Anlık Canlı Hesaplama

Annual LISA Deposit Amount (£ - Max £4,000/yr)

Hızlı seçim:

Years Saving Until Home Purchase / Age 605 yrs

1 yrs25 yrs

Annual Cash Interest / S&S Growth Rate (%)4.5 %

1 %9 %

Hesaplanan SonuçLifetime ISA (25% LISA Government Bonus)

Total LISA House Deposit Fund (Your Savings + 25% Gov Bonus + Interest)

£27,628

Total 100% Free UK Government Bonus Money Received

£5,000

Your Out-of-Pocket Cash Saved

£20,000

Ayrıntılı Hesaplama Dökümü

Your Savings

£20,000

25% Gov Bonus

£5,000

Compound Growth

£2,628

Total Deposit Fund

£27,628

Hesaplama Metodolojisi

Annual Gov Bonus = Annual Deposit * 25% (Max £1,000/yr). Total LISA Growth compounded with investment return over saving period.

Yasal ve Bilgilendirici Uyarı

Must be aged 18 to 39 to open. Withdrawing for non-qualifying purposes incurs a 25% government penalty (which recoups the bonus plus ~6.25% of your original savings).

Bu hesaplayıcı yalnızca eğitim ve bilgilendirme amaçlıdır. Sonuçlar bağlayıcı finansal veya hukuki tavsiye niteliği taşımaz.

Sıkça Sorulan Sorular

Yes. If both are first-time buyers buying a property for £450,000 or less, both can combine their LISA funds and bonuses toward the deposit.

İlgili Hesaplayıcılar

Mevcut hesaplamanıza göre önerilen araçlar ve hesaplayıcılar

Tüm araçları keşfedin

Birleşik Krallık

UK Lifetime ISA (LISA) 25% Government Bonus & First Home Calculator

Hesaplama Girdileri

Ayrıntılı Hesaplama Dökümü

Hesaplama Metodolojisi

Yasal ve Bilgilendirici Uyarı

Sıkça Sorulan Sorular

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