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USABDPrivate Mortgage Insurance (PMI)Finans

US Private Mortgage Insurance (PMI) Monthly Cost & Cancellation Calculator

Calculate your monthly and annual Private Mortgage Insurance (PMI) fee on conventional home loans with less than 20% down payment, and see when your loan balance hits the 78% LTV automatic cancellation threshold.

Hesaplama Girdileri

Anlık Canlı Hesaplama
$/mo
Hızlı seçim:
$/mo
Hızlı seçim:
Hesaplanan SonuçPrivate Mortgage Insurance (PMI)

Monthly Private Mortgage Insurance (PMI) Fee

316.67$/mo

Total Annual PMI Cost ($/year)

3,800 $/mo

Principal Paydown Needed to Reach 20% Equity

60,000 $/mo

Ayrıntılı Hesaplama Dökümü

Loan Amount
380,000 $/mo
Down Payment (%)
5 %
Monthly PMI
316.67 $/mo

Hesaplama Metodolojisi

Loan Amount = Home Price - Down Payment. LTV = (Loan Amount / Home Price) * 100. Annual PMI = Loan Amount * (PMI Rate% / 100). Monthly PMI = Annual PMI / 12.

Yasal ve Bilgilendirici Uyarı

Under the Homeowners Protection Act of 1998, PMI automatically terminates once your principal loan balance reaches 78% of original home purchase value.

Bu hesaplayıcı yalnızca eğitim ve bilgilendirme amaçlıdır. Sonuçlar bağlayıcı finansal veya hukuki tavsiye niteliği taşımaz.

Sıkça Sorulan Sorular

Under the federal Homeowners Protection Act, lenders must automatically cancel PMI once your mortgage balance reaches 78% of original property value.
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