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USABDStudent Loan SAVE / IDR RepaymentFinans

US Federal Student Loan SAVE Plan & Income-Driven Repayment (IDR) Calculator

Calculate monthly federal student loan payments under the SAVE (Saving on a Valuable Education) / IDR plan based on 225% federal poverty line income protection and 5% (undergrad) to 10% (graduate) discretionary income caps.

Hesaplama Girdileri

Anlık Canlı Hesaplama
$/mo
Hızlı seçim:
1 persons
1 persons8 persons
Hesaplanan SonuçStudent Loan SAVE / IDR Repayment

Calculated Monthly SAVE / IDR Student Loan Payment

87.98$/mo

Protected Non-Taxable Income Threshold (225% FPL)

33,885 $/mo

Total Annual Student Loan Payment

1,055.76 $/mo

Ayrıntılı Hesaplama Dökümü

Protected Threshold
33,885 $/mo
Discretionary Income
21,115 $/mo
Monthly Payment
87.98 $/mo

Hesaplama Metodolojisi

Discretionary Income = max(0, AGI - (Federal Poverty Line * 2.25)). Monthly Payment = (Discretionary Income * (5% to 10%)) / 12.

Yasal ve Bilgilendirici Uyarı

Under the SAVE plan, borrowers earning less than 225% of the Federal Poverty Guideline qualify for $0/month payments, and unpaid interest does not accrue.

Bu hesaplayıcı yalnızca eğitim ve bilgilendirme amaçlıdır. Sonuçlar bağlayıcı finansal veya hukuki tavsiye niteliği taşımaz.

Sıkça Sorulan Sorular

The SAVE plan protects 225% of the federal poverty guideline from payment calculations, resulting in $0 payments for singles earning under ~$32,800/yr.
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