How is the salaried corporate Employees' Pension calculated?

The earnings-related Employees' Pension is determined by your career average monthly salary multiplied by 0.005481 per insured contribution month.

How much does delaying your pension start increase payouts?

Delaying pension uptake between ages 66 and 75 increases your monthly benefit by 0.7% per month of delay, up to a permanent +84% lifetime boost at age 75.

اليابانمحدث لعام 2026المالية والاستثمار

Japan Public Pension Estimate Calculator 2026 (Nenkin Simulator)

Calculate your estimated retirement pension benefits under Japan's dual-tier public pension system: National Basic Pension (Kokumin Nenkin) and Employees' Pension (Kosei Nenkin) starting at age 65.

التقاعد والمعاشات صناديق التقاعد الرواتب والأجور الشهرية

النتيجة النهائية

Annual Public Pension Total

1,736,808¥

Monthly Equivalent Pension

144,734¥

بيانات ومدخلات الحساب

Career Average Monthly Salary

خيارات سريعة:

Years in Employees' Pension (Company Worker)

خيارات سريعة:

National Pension Paid Months (Max 480)

خيارات سريعة:

Annual Public Pension Total

1,736,808¥

Monthly Equivalent Pension

144,734¥

Basic National Pension (Tier 1)

816,000 ‎¥‎

Employees' Pension (Tier 2)

920,808 ‎¥‎

Over 25 years in the corporate pension system builds a robust earnings-related Tier 2 pension foundation.

Pension Tier 1 vs Tier 2 Breakdown

Tier 1: Basic Pension

816,000 ‎¥‎(47%)

Tier 2: Employees' Pension

920,808 ‎¥‎(53%)

Calculated under 2026 statutory pension values (Full basic pension: 816,000 JPY/year) and career wage multipliers (5.481/1000). Does not include dependent spouse additions (Kakyu Nenkin).

هذه الحاسبة هي أداة رياضية ونموذج تقديري لأغراض التخطيط والتوعية والاسترشاد. النتائج الظاهرة تعتمد على مدخلاتك والمعادلات العامة ولا تُعد استشارة مالية أو استثمارية أو ضريبية ملزمة. يُرجى دائماً مراجعة المختصين قبل اتخاذ أي قرارات مالية.

المرجع النظامي / القانوني: 国民年金法第27条 (老齢基礎年金の額) 及び厚生年金保険法第43条 (報酬比例年金額の算定乗率5.481/1000)تاريخ التحقق والتحديث: 2026-09-03

آلية ومعادلة الحساب القانونية

Basic Pension = 816,000 JPY × (Paid Months ÷ 480); Employees' Pension = Career Average Monthly Wage × (5.481 ÷ 1000) × Insured Months.

الأسئلة الشائعة

40 full years (480 months) of contributions between ages 20 and 60 are required to receive the maximum Basic Pension (approx 816,000 JPY/year or 68,000 JPY/month).