Germany BAföG Student Financial Aid Calculator 2026
Calculate statutory monthly BAföG student financial grant and zero-interest loan entitlements in Germany under the Federal Training Assistance Act. Estimate maximum funding allowances (up to 992 €/month including 380 € housing and health supplements) and parental income exemptions in EUR (€).
Monthly BAföG Financial Payout
Calculator Inputs
Monthly BAföG Financial Payout
Non-Repayable Free Grant Portion (50%)
Interest-Free Loan Portion (Max 10,010 €)
Total Statutory Benefit Need
Calculation Methodology
Total Benefit Need = Base Student Rate (475 €) + Housing Allowance (380 € independent / 59 € with parents) + Health Surcharge (137 €). Net Grant = Total Need - Countable Parental Income. 50% is a free grant, and 50% is an interest-free loan (repayment capped at 10,010 €).
Important Legal & Educational Disclaimer
This tool calculates student aid under the Federal Training Assistance Act (BAföG). Official grant notifications are determined by regional Student Services (Studierendenwerk).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
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