Germany Gross to Net Salary Calculator 2026 (Brutto-Netto-Rechner)
Calculate your net take-home salary in Germany for 2026 across Tax Classes I through VI with automated income tax (Lohnsteuer), Solidarity Surcharge, Church Tax, and mandatory statutory social contributions (Health, Pension, Care, Unemployment insurance).
Net Monthly Take-Home Pay
Calculator Inputs
Net Monthly Take-Home Pay
Income Tax (Lohnsteuer)
Pension Insurance (9.3%)
Health Insurance (~8.15%)
Nursing Care & Unemployment Insurance
Total Employee Social Security
Total Taxes (Wage Tax + Church)
Calculation Methodology
Net Pay = Gross Pay - Income Tax (Lohnsteuer) - Solidarity Surcharge - Church Tax (8-9%) - Statutory Social Security (Pension: 9.3%, Health: ~8.15%, Unemployment: 1.3%, Nursing Care: 2.2-4.0%).
Important Legal & Educational Disclaimer
This calculator models German payroll taxes and statutory social insurance contributions under the German Income Tax Act (EStG). Final tax liabilities are assessed by the local tax office (Finanzamt).
This calculator is designed for educational and informational purposes only based on public statutory frameworks. The outputs do not constitute binding financial, tax, or legal advice. We assume no liability for decisions made based on these estimations. Always verify with the relevant official authorities or a certified professional advisor.
Frequently Asked Questions
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