MoroccoUpdated for 2026pensionMorocco CMR Civil Service Pension Calculator 2026
Calculate estimated monthly civil retirement pension for Moroccan public sector employees and civil servants affiliated with Caisse Marocaine des Retraites (CMR) for 2026.
Total Estimated Monthly Pension
Calculator Inputs
Total Estimated Monthly Pension
Base Credited Pension
Monthly Family Allowances
Salary Replacement Rate (%)
Estimates follow Moroccan Law No. 71.14 governing the civil pension regime managed by CMR. Actual net pensions may reflect income tax (IR) exemptions or mutual healthcare deductions (CNOPS/AMO).
Calculation Methodology
The monthly base pension is calculated as: Last Pensionable Salary × Years of Credited Service × Accrual Rate (2.0% for normal retirement at 63 years, 1.5% for early proportional retirement), capped at 100% of reference salary, with a statutory minimum of 1,500 MAD/month plus family allowances.
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