What is the maximum pension ceiling under RCAR?

The pension ceiling in the RCAR general scheme is capped at 70% of the member's revalued career average reference wage.

Does RCAR have a guaranteed minimum pension amount?

Yes, eligible members who meet vesting criteria are guaranteed a minimum monthly pension of 1,500 MAD.

MoroccoUpdated for 2026pension

Morocco RCAR Public Enterprise Pension Calculator 2026

Estimate monthly retirement pension for employees of Moroccan public enterprises, contractual staff, and public agencies under the RCAR scheme for 2026.

Pensions & Superannuation Retirement & Pensions Social Security & Pension

Calculated Result

Total Net Monthly Pension

4,350MAD

Calculator Inputs

Career Average Revalued Monthly Wage (MAD)

MAD

Validated Credited Years in RCAR

yrs

Retirement Age Status

Eligible Dependent Children

children

Total Net Monthly Pension

4,350MAD

Base Pension Amount

3,750 MAD

Monthly Family Allowances

600 MAD

Reference Wage Replacement Rate (%)

50%

Calculations are advisory and based on standard RCAR scheme parameters. Actual benefits depend on validated revalued career earnings records and official annual adjustment coefficients.

Official Statute: الظهير الشريف بمثابة قانون رقم 1.77.216 المحدث بموجبه النظام الجماعي لمنح رواتب التقاعد (RCAR) بالمملكة المغربيةLast Verified: 2026-09-08

Calculation Methodology

RCAR normal pension is determined at a 2% accrual rate per credited year multiplied by the career average revalued wage, capped at 70% of reference earnings with a minimum statutory guarantee of 1,500 MAD/month plus child allowances.

Frequently Asked Questions

RCAR covers non-tenured contractual civil servants, municipal staff, and employees of public corporations and agencies across Morocco.

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Morocco

Morocco RCAR Public Enterprise Pension Calculator 2026

Calculator Inputs

Calculation Methodology

Frequently Asked Questions

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