CanadaCMHC Mortgage Default Insurance (Down < 20%)FinanceCanada CMHC Mortgage Loan Default Insurance Calculator
Calculate Canada Mortgage and Housing Corporation (CMHC / Sagen / Canada Guaranty) mandatory mortgage default insurance premiums for high-ratio home purchases with less than 20% down payment (2.80% to 4.00% added to loan amount + provincial sales tax).
Données du Simulateur
En temps réelTotal Mortgage Amount Financed (Base Loan + CMHC Premium)
CMHC Insurance Premium Added to Mortgage
24,400 CAD $
Provincial Sales Tax on CMHC Due in Cash at Closing (8% in Ontario)
1,952 CAD $
Détail du Calcul
Méthodologie de Calcul
CMHC Premium Rate: 5% to 9.99% down = 4.00%, 10% to 14.99% down = 3.10%, 15% to 19.99% down = 2.80%, 20%+ down = 0%. Premium ($) = Base Loan * CMHC Rate%. Total Loan Financed = Base Loan + CMHC Premium.
Avertissement Légal et Pédagogique
Homes priced at $1,000,000 or more do not qualify for CMHC insured mortgages and require a minimum 20% down payment. In Ontario and Quebec, provincial sales tax (8% or 9%) on the CMHC premium is due in cash at closing.
Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.
Foire Aux Questions
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