How much BAföG loan must be repaid?

BAföG is 50% grant and 50% interest-free state loan. Total loan repayment is legally capped at a maximum ceiling of 10,010 €.

What is the student asset exemption limit?

Students under age 30 can hold up to 15,000 € in personal savings/assets without any reduction in BAföG assistance.

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Germany BAföG Student Financial Aid Calculator 2026

Calculate statutory monthly BAföG student financial grant and zero-interest loan entitlements in Germany under the Federal Training Assistance Act. Estimate maximum funding allowances (up to 992 €/month including 380 € housing and health supplements) and parental income exemptions in EUR (€).

Sécurité Sociale et Retraite Famille et Enfants Salaires et Rémunérations

Résultat Calculé

Monthly BAföG Financial Payout

€0

Données du Simulateur

Living Arrangement

Health Insurance Status

Parents' Combined Monthly Net Income (EUR €)

€

Sélection rapide :

Résultat Calculé

Monthly BAföG Financial Payout

€0

Non-Repayable Free Grant Portion (50%)

€0

Interest-Free Loan Portion (Max 10,010 €)

€0

Total Statutory Benefit Need

€0

Méthodologie de Calcul

Total Benefit Need = Base Student Rate (475 €) + Housing Allowance (380 € independent / 59 € with parents) + Health Surcharge (137 €). Net Grant = Total Need - Countable Parental Income. 50% is a free grant, and 50% is an interest-free loan (repayment capped at 10,010 €).

Avertissement Légal et Pédagogique

This tool calculates student aid under the Federal Training Assistance Act (BAföG). Official grant notifications are determined by regional Student Services (Studierendenwerk).

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

For university students living away from their parents and paying their own student health insurance, the maximum monthly rate is up to 992 € (475 € base + 380 € housing + 137 € health/care).

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Germany BAföG Student Financial Aid Calculator 2026

Données du Simulateur

Méthodologie de Calcul

Avertissement Légal et Pédagogique

Foire Aux Questions

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