Who qualifies for 100% profit rate subsidy?

Beneficiaries with monthly verified household income of 14,000 SAR or less qualify for full 100% profit rate subsidies on loans up to 500,000 SAR.

Is the 150k SAR grant repayable?

No, it is a non-refundable development grant supported by the Saudi Ministry of Housing and REDF.

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Saudi Sakani Housing Subsidy Calculator 2026 (150k Non-Refundable Grant & Matrix)

Calculate official Saudi housing subsidies from the Sakani Program and Real Estate Development Fund (REDF): upfront non-refundable cash grants (100k or 150k SAR) or monthly profit subsidies in SAR.

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Résultat Calculé

Upfront Non-Refundable Cash Grant

0 SAR

Données du Simulateur

Verified Monthly Income of Head of Family (SAR)

SAR

Sélection rapide :

Sakani Subsidy Program Type

Total Requested Bank Mortgage Principal (SAR)

SAR

Sélection rapide :

Résultat Calculé

Upfront Non-Refundable Cash Grant

0SAR

Government Profit Subsidy Coverage Rate

0 SAR

Net Effective Loan Principal After Grant

0 SAR

Méthodologie de Calcul

Option A (Direct Cash Grant): 100,000 or 150,000 SAR non-refundable upfront lump sum. Option B (Interest Subsidy Matrix): 100% profit subsidy for monthly incomes ≤ 14,000 SAR (up to 500,000 SAR loan principal), or tiered 70%-95% subsidies for higher incomes.

Avertissement Légal et Pédagogique

Calculated in accordance with updated Ministry of Municipalities & Housing and REDF subsidy regulations.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.