How much compensation is paid during unemployment?

Eligible workers receive 60% of their average basic salary over the preceding 6 months for up to 3 consecutive months (capped at 10,000 AED/month for Category A and 20,000 AED/month for Category B).

What is the qualifying subscription period?

A minimum of 12 consecutive months of paid subscription is required prior to job loss, and resignation or disciplinary dismissal is excluded.

Émirats Arabes UnisUAE ILOE InsuranceFinance

UAE Involuntary Loss of Employment Calculator 2026 (ILOE Unemployment Scheme)

Calculate mandatory annual subscription premiums and maximum compensation payouts under the UAE Involuntary Loss of Employment (ILOE) scheme: Category A (Basic Salary ≤ 16,000 AED) vs Category B (Basic Salary > 16,000 AED) in AED.

Sécurité Sociale et Retraite Famille et Enfants Salaires et Rémunérations

Résultat Calculé

Monthly Unemployment Compensation (60% Basic)

0 AED

Données du Simulateur

Monthly Basic Salary in Contract (AED)

AED

Sélection rapide :

Insurance Policy Duration

Résultat Calculé

Monthly Unemployment Compensation (60% Basic)

0AED

Total Maximum Payout (3 Months)

0 AED

Total Insurance Premium Due

0 AED

Assigned ILOE Category

0 AED

Méthodologie de Calcul

Category A (Basic ≤ 16k AED): Premium is 5 AED/mo (60 AED/yr); Max payout is 60% of basic salary capped at 10,000 AED/mo. Category B (Basic > 16k AED): Premium is 10 AED/mo (120 AED/yr); Max payout is 60% of basic salary capped at 20,000 AED/mo for up to 3 consecutive months.

Avertissement Légal et Pédagogique

This tool calculates contributions and benefits under Federal Decree-Law No. 13 of 2022 (MOHRE / ILOE Insurance Pool).

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Yes, enrollment is statutory for all federal government and private sector employees (both Emirati citizens and expatriate residents). A 400 AED fine applies for non-subscription.