Are ISA withdrawals subject to UK income tax or capital gains tax?

No. 100% of interest, investment dividends, capital growth, and withdrawals from an ISA are completely tax-free.

What is the ISA annual contribution deadline?

You must deposit your money before midnight on the last day of the UK tax year (April 5th). Unused ISA allowance does not carry over to the next year.

Royaume-UniIndividual Savings Account (ISA £20,000 Allowance)Finance

UK Stocks & Shares ISA £20,000 Allowance & Tax-Free Growth Calculator

Calculate your future tax-free investment wealth from maximizing the annual £20,000 UK ISA allowance, enjoying 100% exemption from UK Capital Gains Tax and Dividend Tax on all investment growth and withdrawals.

Épargne et Dépôts Investissement et Actifs Impôts et Taxes

Données du Simulateur

En temps réel

Annual ISA Deposit Amount (£ - Max £20,000)

Sélection rapide :

Expected Annual Portfolio Growth (%)7 %

2 %12 %

Investment Time Horizon (Years)20 yrs

1 yrs40 yrs

Résultat CalculéIndividual Savings Account (ISA £20,000 Allowance)

Total 100% Tax-Free Ending ISA Wealth

£491,946

Total Tax-Free Compound Growth & Investment Gains

£251,946

Estimated Capital Gains Tax (20%) Shielded / Saved

£50,389

Détail du Calcul

Total Cash Contributed

£240,000

Tax-Free Capital Gains

£251,946

Final ISA Balance

£491,946

Méthodologie de Calcul

Future ISA Balance = Annual Contribution * [((1 + r)^t - 1) / r]. Tax Saved = Capital Gains & Dividend tax that would have been owed in a taxable General Investment Account (GIA).

Avertissement Légal et Pédagogique

The annual ISA subscription allowance is £20,000 across Cash ISAs, Stocks & Shares ISAs, Innovative Finance ISAs, and Lifetime ISAs.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Yes, you can split your annual £20,000 allowance across Cash ISAs, Stocks & Shares ISAs, and Lifetime ISAs.

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Royaume-Uni

UK Stocks & Shares ISA £20,000 Allowance & Tax-Free Growth Calculator

Données du Simulateur

Détail du Calcul

Méthodologie de Calcul

Avertissement Légal et Pédagogique

Foire Aux Questions

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