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USÉtats-UnisUS Treasury Series I Savings BondFinance

US Treasury Series I Savings Bond Composite Rate & Interest Calculator

Calculate your semiannual and annual interest yield on US Treasury Series I Savings Bonds using the Treasury composite formula combining fixed rate and semiannual inflation rate (CPI-U).

Données du Simulateur

En temps réel
%
Sélection rapide :
1.3 %
0 %3.5 %
1.55 %
-1 %6 %
Résultat CalculéUS Treasury Series I Savings Bond

Total Annualized I-Bond Composite Rate (%)

5.02%

Annual Guaranteed Interest Earned ($/yr)

502 %

3-Month Interest Penalty (if redeemed before 5 years)

125.5 %

Détail du Calcul

Fixed Rate
1.3 %
Semiannual Inflation
1.55 %
Composite Rate
5.02 %
Annual Interest
502 %

Méthodologie de Calcul

Composite Rate = Fixed Rate + (2 * Semiannual Inflation Rate) + (Fixed Rate * Semiannual Inflation Rate). Annual Interest = Principal * (Composite Rate% / 100).

Avertissement Légal et Pédagogique

I-Bonds must be held for a minimum of 1 year. If redeemed before 5 years, you forfeit the previous 3 months of interest. Annual purchase limit is $10,000 per SSN per calendar year.

Ce simulateur est conçu à des fins éducatives et informatives. Les résultats ne constituent pas un conseil financier, fiscal ou juridique contraignant.

Foire Aux Questions

Individuals can purchase up to $10,000 in electronic I Bonds per calendar year via TreasuryDirect, plus $5,000 in paper bonds using tax refunds.
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